The Plan offers two coverage choices for active employees, COBRA participants
and non-Medicare eligible retirees: Base Coverage and Select Coverage. Each
coverage type is independent of the other.
An employee may choose Base Coverage or Select Coverage at initial enrollment.
If timely application is made and the appropriate premium amount is paid, the
effective date of coverage for the employee and any eligible dependent(s) begins
the first day of employment. If an employee does not enroll or if he waives
coverage within 31 days of employment, application may be made only during an
open enrollment or special enrollment period.

• The State pays 100 percent of the active employee premium for employees enrolled in
  Base Coverage.
• All employees enrolled in Select Coverage pay a portion of their active employee
  premium.

A 2021 Plan Document (PD), which contains benefits, plan provisions, and
eligibility guidelines, will be available on the plan Website. You can find an
electronic version of the PD online at http://knowyourbenefits.dfa.state.ms.us
under Publications. If you do not have access to the internet, you may
request a paper copy of the PD by calling the Office of Insurance, (601)359-3411,
or toll free (866)586-2781.

Click Here to Download the Health Insurance Application.
Health Insurance Application

***Health Insurance Applications must be submitted to the Department of Human Resources upon completion. The form can be delivered in person, emailed (hrservices@jsums.edu), or faxed (601-979-5856). October 31, 2020, is the deadline to submit the application.

Health Insurance Rates

Please email Ms. Harriet Sutton to schedule a Virtual Session.
HSutton@bcbsms.com